Household money organiser
A calm home for your household’s money and paperwork
I’m Leticia. I explain how a household’s pay moves to bills and to what is left, and I sell printable sheets, a workbook and two video courses.
One income, one household
Every $100 of pay, line by line
- Pay as earnedthe top line of the stub$100
- Taxtaken before you see it−$18$82 left
- A plan for lateralso taken from the stub−$7$75 left
- Paid into your accountwhat the household starts with$75
- Rentthe same every month−$28$47 left
- Power, water and phone−$6$41 left
- Foodshop and market−$14$27 left
- Yearly bills, set aside monthlythe ones that arrive once a year−$7$20 left
- Getting around−$8$12 left
- What is leftfor whatever the household decides$12
- Money that stays with you
- Where it goes
Podcast
Latest episodes
A new episode every Sunday, recorded in my garage: pay stubs, bills, paperwork and plans.
Nov 5, 2026 · 22 min
Where one paycheck goes, line by line
One paycheck drawn from the top line to what is left, with every step in between named.
Oct 29, 2026 · 19 min
Reading a pay stub from top to bottom
Every line on a pay stub, in order, and what each one is telling you.
Oct 22, 2026 · 17 min
The month’s bills on one page
How to write every bill on a single page, so the month fits in your head.
Oct 15, 2026 · 14 min
Mailbox day: sorting the pile in five minutes
A quick way to sort the mail standing at the mailboxes, before it reaches the table.
Oct 8, 2026 · 16 min
What goes in the accordion folder
One folder, a few labels and the kinds of papers that go in each pocket.
Oct 1, 2026 · 21 min
Setting up a household binder
A binder for the papers a household uses all year, and the order I put them in.
Where a paycheck goes, drawn as a page
Every $100 of pay, one line at a time, from the top of the stub to what is left. These are examples, drawn from a made-up household. Your page will look different, and that is fine.
Two incomes, one household
Every $100 of two pays together
- Two pays togetherboth stubs, added$100
- Tax−$17$83 left
- A plan for later−$6$77 left
- Paid into the accounts$77
- Rent−$26$51 left
- Power, water and phone−$5$46 left
- Fooda bigger shop−$14$32 left
- Yearly bills, set aside monthly−$8$24 left
- Getting aroundtwo commutes−$9$15 left
- What is left$15
Pay that changes: a lower month
Every $100 of a lower month’s pay
- A lower month’s payfewer hours than usual$100
- Taxless comes out when less is earned−$13$87 left
- A plan for laterthe same size as usual−$7$80 left
- Paid into your account$80
- Rentdoes not shrink with the pay−$36$44 left
- Power, water and phone−$8$36 left
- Food−$17$19 left
- Yearly bills, set aside monthly−$6$13 left
- Getting around−$8$5 left
- Put aside in a better montha cushion from a usual month+$5$10 left
- What is left$10
A shared house, your share
Every $100 of one pay, with housemates
- Pay as earnedone pay, one shared house$100
- Tax−$18$82 left
- A plan for later−$7$75 left
- Paid into your account$75
- Your share of the rentsplit with housemates−$20$55 left
- Your share of power, water and the internet−$4$51 left
- Food−$13$38 left
- Yearly bills, set aside monthly−$5$33 left
- Getting around−$9$24 left
- What is left$24
- Money that stays with you
- Where it goes
Shop
Guides and the course
Printable pages that show where the money goes.
- PDF · 6 pages$7
Read Your Pay Stub
A pay stub with every line explained, from the money earned at the top to the money paid to you at the bottom.
- PDF · 5 pages$6
Where the Pay Goes: One Income
One pay drawn line by line, from what comes in to what is left, with spaces for your own numbers.
- PDF · 6 pages$6
Where the Pay Goes: Two Incomes
The same page for a household with two pays, with each one drawn on its own and then put together.
- PDF · 6 pages$6
Where the Pay Goes: Pay That Changes
For pay that varies from month to month: a lower month and a usual month drawn side by side.
About
About me
I grew up in a house where the mail sat on the kitchen table until someone needed a particular paper. When I had my own apartment, I learned that the trouble was never the money alone. It was the pile. Now I sort the mail at the row of mailboxes in my building, on the porch steps and at the kitchen table, and I teach what I do.
I record my show in a converted garage with terracotta foam on the walls and one microphone. Each episode takes one part of a household’s money, such as a pay stub, a bill calendar or a folder, and goes through it slowly. I am not an accountant, and I do not give advice about your own situation. I show how it works so that you can sort your own.
What I sell are the sheets and workbooks I use at home: a way to read a pay stub, to follow a pay from the top of the page to what is left, and to keep papers where you can find them. I do not sell personal help. You do it at your own table, in your own time.
Newsletter
The Folder of the Month
A short letter every Sunday: one page, one folder and one small job for the week.